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Employment

While many look forward to retirement, a growing number of older adults are working beyond 65 as a way to keep active, supplement their income, and continue contributing to society. While older workers are often experienced, reliable and more flexible in their schedules, there remain challenges for both employers and employees. Read more in our resources below.

What factors lead to early retirement due to disability?
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Workers and employers: push back the retirement age!
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  • Web Resource Rating

    Promoting the labour force participation of older Canadians

    Health Canada
    This resource describes Canadian plans to help older adults to work for longer such as by increasing education, helping find jobs and handle health issues.
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    Taking SS Early Retirement: Weigh The Pitfalls First

    National Council on Aging (US)
    Learn about the benefits and disadvantages of taking pension money out early as social security during retirement.
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    9 Free Resources for Managing Your Money

    National Council on Aging (US)
    Use this resource to gain access to a variety of tools that an help you plan financially for your future. Consider using online resources to understand your finances and be able to make informed decisions.
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    Helping boomers switch from for-profit to non-profit work

    American Society on Aging (ASA)
    Boomers interested in working longer will find in non-profits a great way to use their talent, skills and energy. Or non-profits might fit as an encore career for those who spent the majority of their work life in the corporate or business sector.
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    A guide to long-term care insurance

    Canadian Life and Health Insurance Association (CLHIA)
    The population of older Canadians is growing. It is important for aging Canadians to be financially insured because the government will not cover all long-term care and retirement programs. Use this resource to learn about long-term care insurance to make sure you are financially protected.
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    Second Career

    Ontario Ministry of Education
    The government of Ontario offers financial support to those seeking a second career after they have been laid off and not working. Access this resource to see if you are eligible and the terms and conditions of this program.
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    Work in your profession or trade

    Ontario Ministry of Education
    You must be registered with one of regulatory bodies of a profession or trade if you want to practice in Ontario. Access this resource to learn about the services in Ontario that help you continue working in your profession or trade if you have been trained in another country.
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    A Career with the TSB

    Transportation Safety Board of Canada
    The Transportation Safety Board of Canada investigates marine, pipeline, railway, and aviation transportation occurrences. Read this information for information about a career with the board.
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    Canadian Retirement Income Calculator - General Information

    Employment and Social Development Canada
    Use this calculator to estimate your income after retirement. The calculation is based on your pensions, savings, and other sources of income. You will get a report on your predicted income at yearly.
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    Adjusting after job loss

    Ontario Ministry of Education
    It may be difficult adjusting after a company layoff or plant closure. Read this resource for information on how to adjust and meet with an advisor.
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    Get what you need to find a job- helpful solutions for immigrants

    Emploi-Québec
    If you are a new immigrant in Quebec, you can follow 4 key steps to find a job. Use this resource to find instructions on settling down, assessing your current situation, searching for jobs, and accessing employment services and resources.
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    Gig-economy jobs can offer seniors some retirement cash

    After 55 living blog
    Many retired seniors obtain more income by freelancing through websites and apps. This resource lists 7 job gig-economy jobs, such as becoming an Uber driver.
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    Direct deposit

    Emploi-Québec
    If you reside in Quebec, you can get your social assistance money from the government directly sent to your bank account by setting up Direct Deposit. Use this resource to learn and register for Direct Deposit.
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    Additional financial assistance

    Emploi-Québec
    If you reside in Quebec, you can get more financial assistance by filing your tax forms. Use this resource to learn about three ways you may receive money for the government if you filed your income tax return.
  • Evidence Summary

    Ageism takes many forms in the workplace

    The Gerontologist (2018)
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    Employment Insurance

    British Columbia Family & Social Supports
    Use this resource if you are still working past the age of 65 years old as you are eligible for employment insurance in case you lose your job. Also see information about how you can receive employment insurance and your pension at the same time.
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    Income Supports

    Homeless Hub
    Learn more about social and financial programs that are offered for the homeless in order to help them maintain access to a reliable income.
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    Poverty

    Homeless Hub
    Use this resource to learn more about poverty and how it can change every aspect of someone's life. Also learn about the factors that increase poverty in Canada and why a solution is not so easy to implement.
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    How much you need to save for retirement

    Get Smarter About Money
    Use this resource as a guide for saving for retirement and learn about ways to maximize savings and how much you should save for the future.
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    Ways to save for retirement

    Get Smarter About Money
    Use this resource to learn the three main ways to save for retirement in Canada and use the attached resources for more information.
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    Government benefits (CPP, OAS, GIS)

    Get Smarter About Money
    Use this resource to learn about the main government benefits that seniors in Canada are eligible for and how they can help you financially.
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    ARCHIVED: Section IV: Age-Friendly Rural and Remote Communities – Checklist of Age-Friendly Features

    Public Health Agency of Canada (aging & seniors)
    This resource shares a list of features to make communities more age-friendly. Consider changing outdoor spaces, transport, housing and community services to help the elderly.
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    Working while collecting a pension

    Health Canada
    Consider how much you need to pay for taxes and your pension plan if you are working or retired and over 60.
  • Evidence Summary

    Good health, financial gains, and flexible alternative working conditions are key to prolong work life

    Work: A Journal of Prevention Assessment & Rehabilitation (2018)
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    Assistance for workers aged 55 to 59

    Emploi-Québec
    Older workers in Quebec who were dismissed or laid off due to economic conditions may qualify for monthly financial assistance. Access this resource for information regarding the program and if you are eligible.
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    Employment assistant services

    Emploi-Québec
    Employment assistance services provides opportunities to attend information session on the labour market, get career advice, and take part in job-search activities. Read this resource for more information and to see if you are qualified for the program.
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    Services to citizens- Employment and social solidarity

    Emploi-Québec
    If you reside in Quebec, Emploi-Quebec can help you find employment. They have resources for the general public and specialized resources for people with specific needs and identities. Use this resource to view the ways that Emploi-Quebec can help you make career choices, get training, search for jobs, and more.
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    Occupations in demand in the Nord-du-Quebec, 2nd semester of 2014

    Emploi-Québec
    Use this resource to find a list of jobs that are in high demand between 2016-2017. The list is made through analysis of the job market in Nord-du-Quebec. The resource also includes some documents and links about the job market in Quebec.
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    Convention on the Rights of Persons with Disabilities: First Report of Canada

    Council of Canadians with Disabilities (CCD)
    This resource explains the what the government is doing to protect the rights of persons with disabilities. Use the table of contents to find the laws, policies and program created to protect these rights in each Canadian province and territory.
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    Disability lens evaluation of four provincial poverty reduction strategies: Manitoba, New Brunswick, Newfoundland and Labrador, and Nova Scotia

    Council of Canadians with Disabilities (CCD)
    Persons with disabilities are more likely to be unemployed and in poverty than their healthier counterparts. Read this resource for information on poverty reduction strategies for Manitoba, New Brunswick, Newfoundland and Labrador, and Nova Scotia.
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    They're informal, but these workers are essential

    Vibrant Communities Canada
    Informal caregivers do not show up in the employment numbers, but provide an estimated $5 billion of unpaid labour. Read this resource for information on informal caregivers such as sons and daughters, or friends, of the elderly and disabled.
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    Protect your personal information

    Emploi-Québec
    A resume and cover letter are usually required when applying for a job. Do not include your social insurance number, driver’s license or health insurance card numbers. Access this resource for information on protecting yourself from cases of potential identity theft.
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    Organize your job search

    Emploi-Québec
    The Youth Alternative Program provides social and employment self-sufficiency to those under the age of 25. This program will help you get a job that you like and meets your expectations. Access this resource to see if the program is right for you.
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    Vocational qualification

    Emploi-Québec
    Vocational Qualification programs help people achieve full proficiency in their trades. The programs consider the labour market and are conducted alongside industry representatives. Read this resource for information on acquiring qualifications for your trade.
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    Recognition of qualifications

    Emploi-Québec
    Recognition of qualifications differ from province to province. Read this resource for information regarding the recognition of your qualifications from another province/country, in Quebec, or if you must undergo examinations and/or retraining.
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    Other income support programs

    Emploi-Québec
    Depending on your situation, you may be entitled to additional financial assistance. Access this resource for information on the solidarity tax credit, and credit for child assistance.
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    Réussir program

    Emploi-Québec
    If you reside in Quebec and do not have the appropriate training to find a job, you may be able to get financial support for job-training at college or university. Use this resource to learn more about the Reussir program.
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    Social assistance and social solidarity programs

    Emploi-Québec
    The social assistance and social solidarity programs are for last-resort financial assistance for individuals who are a Quebec resident. Access this resource to see if you are eligible.
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    Are you a newcomer

    Emploi-Québec
    If you are a newcomer in Quebec, Emploi Quebec has created this resource to help you find a job. Use this resource to learn about a 4-step process that helps you enter the job market. Each step contains tips, links to online resources and information on specialized programs.
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    2015-2019 job prospects Nord-du-Quebec

    Emploi-Québec
    Access this resource to find 50 jobs that have positive job prospects for the Nord-du-Quebec region. The list can help you make decisions about career choices or receiving more training.
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    Job readiness

    Emploi-Québec
    Entering or re-entering the labour market may be a daunting task for young people. Read this resource for information on job readiness, setting career goals, volunteering, and social training,
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    Assistance to former recipients of social assistant - Supplement to the Work Premium

    Emploi-Québec
    If your wages are insufficient to cover the costs involved in joining the workforce, you may qualify for financial assistance. This program is for you if you are no longer receiving social assistance, or are no longer eligible for the Youth Alternative Program. Access this resource for more information.
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    Support for self-employment

    Emploi-Québec
    If you reside in Quebec, you may get government financial support for starting your own business or creating your own job. Use this resource to learn about the “Support for Self-Employment Measure”.
  • Blog Post

    Workers and employers: push back the retirement age!

    Finding strategies to support older workers push back the retirement age will be important to face the decline in the working-age population.
  • Blog Post

    What factors lead to early retirement due to disability?

    Psychological and organizational factors at work contribute to early retirements due to disability. These factors need to be recognized and addressed to lessen their influence on workers who leave the workforce earlier than necessary.

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